Finding the right credit card for traveling depends on your overall needs. If you want to maximize your hotel or flight rewards, pick a branded card from an airline or hotel chain. For best general travel credit cards, look for miles programs and low foreign transaction fees. This list of the 6 best cards for travelers highlights the best of each category to help you pick the perfect option.
Chase Sapphire Preferred
This top-tier credit card from Chase is perfect for almost any situation, including travel. Unlike almost every other card out there, Chase gives you primary rental car insurance with this card. That means you can skip the expensive insurance options at the rental counter and still be covered from damage or theft. Those savings alone cover the annual fee of $95, which is waived for the first year. The Chase Sapphire Preferred is slightly heavier than most other cards on the market, so you’ll enjoy holding it in your hand or giving it to a cashier. You’ll also get no foreign transaction fees and Chase’s highly valued Chase Ultimate Rewards points that can be transferred to almost any hotel or airline partner.
Discover it Miles
Discover has offered solid credit cards for years, and they’re rising to the top of the travel card industry with their Miles offering. This card has no annual fee, no blackout dates and Discover’s famous American customer services. You also get $30 a year for in-flight Wi-Fi charges and 1.5 miles for every dollar you spend. New users get a 20,000 mile sign-up bonus.
Chase’s Hyatt Visa
If you travel internationally, you want to keep a solid hotel rewards credit card in your wallet. Chase’s partnership with Hyatt may be the best international hotel option on the market. Rather than giving you points as a sign-up bonus, you get two free nights at any Hyatt in the entire world. That amazing bonus can get you a free stay across from Central Park, in downtown Paris or an island resort. You also get chip technology and no foreign transaction fees so you can use your card wherever your travels take you.
Capital One’s Venture Miles Rewards
What’s in your wallet? If it’s the Venture card from Capital One, you’re set for a great travel experience. You earn double miles on every purchase you make, and you get 40,000 bonus miles as a sign-up bonus. With Capital One’s rewards systems, you book travel with any company and use your miles to erase the charges from your statement, giving you unprecedented freedom. The annual fee is not charged for the first year of use.
British Airways Visa Signature Card
With one of the highest-rated frequent flyer programs in existence, British Airways is an excellent choice for maximizing your reward options. Many American airlines have devalued their reward charts in recent years, making their credit cards less valuable. British Airways continues to deliver great value with its distance-based program. If you fly less than 600 miles, you’re charged a flat 4,500 Avios, or frequent flyer points. Because British Airways has reciprocity agreements with most U.S.-based carriers, you can book those low-cost flights domestically. Plus, you get no foreign transaction fees and integrated chip technology.
Discover it Cash
If you don’t want to mess around with miles, Avios or reward points, this cash back card is the best option. The most popular credit card reward is still cold, hard cash. With the Discover it Cash, you’ll get the best travel perks like no foreign transaction fees and 24/7 customer service accessible from anywhere. You’ll also get up to 5% of your purchases back in instantly redeemable cash.
Using a credit card for travel purchases is a smart idea. You can protect yourself from fraud with no-liability features and purchase items overseas without carrying around a debit card or large amounts of cash. With these six great international travel credit cards, you can choose the best rewards systems and perks for your future plans.